Dental insurance covers a wide range of treatments and procedures at our Duncan, OK clinic. Depending on the type of coverage you have, your procedure may be completely covered, partially covered, or you may need to pay a set co-pay. Most dental insurance plans cover routine preventive care, such as checkups and cleanings.
At Chisholm Trail Smile Center, we work in-network with Health Choice and Delta Premier but accept many other forms of dental insurance. For patients who lack dental insurance, we offer in-house financing through CareCredit as well as other payment options.
Whether you have insurance, Medicare, or prefer financing, our staff will work to ensure that affordability is not a barrier to proper dental care.
Will My Procedure Be Covered by Dental Insurance?
Generally speaking, preventative and diagnostic treatments (such as consultations and cleanings) are covered entirely by dental insurance plans. The idea is to encourage patients to seek preventative care before more dangerous (and expensive) complications develop. Most insurance plans cover a significant percentage of fillings, root canals, and other necessary procedures. More expensive restorative treatments such as dental crowns and bridges are often covered at around 50 percent, depending on your plan. Cosmetic treatments are rarely covered.
Our clinic will either be classified as in-network or out-of-network by your dental insurance provider. For out-of-network insurance holders, patients may be responsible for the difference between our office fee and the allowable fee determined by your policy. Out-of-network insurance plans still provide benefits at our clinic.
If you have questions about which procedures are covered, one of our staff will be glad to contact your insurance company. Many procedures, especially more costly ones, require that insurance companies are pre-notified in advance of the treatment. By understanding how your dental insurance works, you can avoid unwanted surprises.
Our office also accepts Medicare for certain procedures.
Tips for getting the most out of your dental insurance include:
- Taking advantage of free cleanings (usually twice a year)
- Know the difference between HMO and PPO plans
- Stay in network whenever possible
- Schedule procedures to maximize benefits (while not exceeding maximum benefits)
- Shop around if you’re unhappy with your benefits
What Are My Options If I Don’t Have Insurance?
If you do not have dental insurance, you’re not alone. Nearly 25 percent of adults in the United States lack dental insurance. Not to worry, you still have several payment options at our clinic.
- Installment payments: Our office is glad to divide your treatment costs into small, affordable monthly payments.
- CareCredit: Millions of Americans have used CareCredit to pay for medical services. The zero interest financing option can be completed online at our Duncan, OK office. CareCredit is the trusted medical financing company of more than 200,000 healthcare providers across the United States. The application process usually only takes a few minutes.
Our office also accepts:
- Cash
- Personal Check
- Visa
- MasterCard
- American Express
- Discover
Contact Us Today
Affordability should not be the final determiner when deciding whether to seek dental treatments or not. At Chisholm Trail Smile Center in Duncan, OK, we believe quality dental care can be attainable for everyone. Our staff will take the time to explain your payment options. We bill all dental insurance providers. If you have questions or concerns over dental insurance or other forms of financing, contact us online or call (580) 255-4880.
