What comes to mind when you think about insurance? Paperwork, copays, deductibles, and getting the run around may top your list. At Chisholm Trail Smile Center, Dr. Bridges and our team want to make dental care affordable and accessible to all families in the Duncan, OK area. To that end, we’re in network with a few dental insurance companies, and we file just about all dental insurances for our patients. What does that mean, exactly?
These FAQs should answer most of your questions about dental insurance, but if not, give us a call at our Duncan dental office, at (580) 255-4880. We will be happy to explain how your insurance works and how we can maximize your benefits.
How is dental insurance different from health insurance?
In the United States, citizens must have medical insurance, but dental insurance isn’t mandatory. Medical insurance and dental insurance are never on the same policy. Your dental insurance (and deductible) will be completely separate from your medical coverage.
Most dental insurance will pay for all or part of twice-a-year checkups and cleanings.
Will dental insurance cover more extensive procedures, like bridges, crowns, and root canal therapy?
Dental insurance usually covers a portion of the cost of necessary procedures, such as bridges, crowns, and root canal therapy. It will not generally cover elective procedures, such as teeth whitening and porcelain veneers.
Does dental insurance cover dental sealants for my kids?
Oftentimes, coverage will include dental sealants. Some policies pay for all of the cost, while others pay only a portion.
Does dental insurance cover orthodontic braces?
If you need braces, check your policy for coverage information. Some dental insurances will cover part of the cost for orthodontic therapy. Not all policies include orthodontics, though.
How do I file a dental insurance claim?
For procedures done in our office, we will file your claim. Simply bring in your dental insurance card and identification.
Call us. Usually, if we file your claim, your insurance company will contact us directly for any additional information needed to process the claim. However, if you are contacted, just take a name and phone number and pass on the information to us. We will take care of you!
What if I can’t afford my co-pay or deductible?
Depending on your policy and dental treatment plan, you may have a significant out-of-pocket expense. We work with CareCredit, a reputable third-party financing institution that helps patients by extending low- and no-interest, monthly payment options. If you need to finance dental work, ask us about CareCredit or visit the website to apply online.
Does Chisholm Trail Smile Center accept my insurance?
We are in network with two companies, Health Choice and Delta Premier. However, we are happy to file with any dental insurance company. Simply bring your card and identification to your appointment.
How do I know what my insurance company will pay?
After your consultation with Dr. Bridges, we will look up your insurance provider’s information and estimate your out-of-pocket expense. You’ll know how much your provider should pay, and what you should expect to pay. We cannot guarantee that the insurance coverage estimate we provide is accurate, because many factors contribute to whether a provider will cover a claim. However, most of the time, our estimates are spot-on.
For affordable, quality family dentistry, turn to Chisholm Trail Smile Center and Dr. Bridges. We are dedicated to providing excellent dental care, as well as great service, to our patients. Schedule your visit today by calling our Duncan dental office at (580) 255-4880.
